44Finance

Spending by category

Monthly spend

Recurring — expected vs actual

Credit card transactions

Transactions

Report

Date from

Date to

Categories

Sub-category

Micro-category

Source

Credit card

Type

By category

By month

0 selected

Recurring items

Recurring items are planning templates — they don't create transactions. Click ✎ to edit · click amount to update · × to delete

Summary

Monthly plan

Income

Bills & expenses

Balance projection

Opening balance £

Repayment forecast

Payoff timeline

Settings

Expense categories

Income categories

Your credit cards

Set the start date of each pay period. Finlo counts all transactions from one start date up to (but not including) the next period's start date as belonging to that period.

Example: paid 24 Mar → set March start to 2026-03-24. Paid 25 Apr → set April start to 2026-04-25. Everything between those dates is counted in your "March" period.

Default pay day of month

then adjust months where pay day shifted

Data management

Clears all transactions and loans but keeps your categories and pay period settings.

Resets everything back to a completely blank state, including categories and pay periods.

Add transaction

Date

Description

Amount (£)

Type

Category

Sub-category

Micro-category

Merchant

Notes

Also save as a recurring template

Adds this to the Recurring page for planning. Won't create extra transactions.

Import CSV

Drop a CSV file here or click to browse

Columns: date, description, amount, category (optional)

Preview — first 5 rows:

Date column

Description column

Amount column

Category column (opt.)

Sub-category column (opt.)

Micro-category column (opt.)

Merchant column (opt.)

Exclude rows where column equals value (opt.)

Add income

Use a recurring item (optional)

Name

Amount (£/month)

Category

Notes

Add recurring item

Recurring items are templates for planning — they don't create transactions.

Description

Amount (£/month)

Type

Category

Sub-category

Micro-category

Merchant

Notes

Add credit card transaction

Date

Description

Amount (£)

Credit card

Category

Sub-category

Micro-category

Merchant

Notes

Import credit card CSV

Which card is this statement for?

Drop a CSV file here or click to browse

Columns: date, description, amount

Preview — first 5 rows:

Date column

Description column

Amount column

Add debt / loan

Name

Outstanding balance (£)

Annual interest rate (%)

Monthly payment (£)

Type

Export transactions

Filter which transactions to export, then download as CSV.

Date from

Date to

Type

Category

Recurring match

Period